Finlo
Coming Soon

Take Control of Your Family Finances

See where your money really goes, set goals with real probabilities, and plan the next five years — without tracking every coffee.

No bank integration required Built for families
Domantas at his desk, staring at a tangle of charts before Finlo existed

August · Free to decide

€1,040/mo

Predictable Buffer Free
New home74%
Trip to Spain92%

Dreams Become Plans With Probabilities

Not "save more" — but honest numbers. Finlo simulates your family's next years thousands of times and shows the real chance of every wish.

A wooden house in the mountains at dusk 74%

New Home

Deposit by 2030

The family in the desert with a buggy in Egypt 92%

Trip to Egypt

Next summer

Benas walking up to the family pickup truck 41%

Family Car

Upgrade in 2028

The whole family on the first day of school 88%

Kids' Education

Fund by 2032

41% doesn't mean "no" — Finlo shows which knobs to turn to push it higher.

Your Money in Three Simple Layers

Finlo is not another expense tracker. One look — and the whole family sees where the money goes and what's left to decide.

Family income €5,200/mo
PREDICTABLE · €3,860
FREE · €1,040

The Predictable

Contracts, subscriptions, seasonal costs and life buckets — like one "7th-grader" bucket instead of fifty receipts.

The Buffer

One smart number that absorbs life's surprises — like that €300 kitchen-sale moment. No guilt, no tracking.

Free Money

What your family can actually decide about. This is where your goals compete fairly for every euro.

Benas sitting on a hospital bed with his leg in a cast — the kind of week no budget plans for

Finlo Assistant

Our son got sick. Treatment will cost around €250 a month for a while.
I'm sorry to hear that. I've added a health bucket of €250/mo. Here's the gentlest way to cover it:

Pause motorbike goal+€180

Skip one trip this year+€70

House goal stays at 74%. Nothing else changes.

Life Changes? Just Say It

No forms, no spreadsheets. Tell Finlo what happened in plain words — it updates the plan instantly and shows exactly what to pause and what you free up. Adjust in minutes, not evenings.

  • Plans bend when life changes — they don't break.
  • When goals compete, you see the few smart trade-offs — and choose by your values.
  • Every number explained — you always see why, never just a verdict.

And Everything Else a Family Needs

Recurring contracts

Every subscription, visible.

Hidden costs calendar

Winter tires won't surprise you.

Family incomes

The whole picture, together.

Allowances

For each family member.

Clear reports

Weekly, in plain language.

Private by design

No bank connection required.

Built for Real Families, Not Spreadsheet Experts

We understand that life changes fast. Finlo adapts to your family's evolving needs without the complexity of traditional budgeting tools — and without asking you to log every purchase.

5 min

to adjust when life changes

5 yrs

honest planning horizon

0

receipts to type in

Kristina reviewing the family plan on a laptop, calm and in control

Ready to Transform Your Family's Financial Future?

Join the waitlist and be among the first families to see their finances clearly — and plan the next five years with confidence.

Join Waitlist

No spam, ever. We'll only email you when Finlo is ready for your family.